Advantage Car and Credit - Used Car Dealer in Clark County, Greene County and Montgomery County Ohio providing bad credit auto loans for quality used and pre-owned cars, trucks, vans, SUVs, and crossovers for customers near Fairborn, Moraine, New Carlisle, Riverside, Vandalia and Xenia OH, BHPH car financing Dayton OH, affordable used vehicle sales in Springfield OH, no credit auto loans Kettering, low down payments Beavercreek OH, no credit check approvals Huber Heights OH, in-house car financing Fairborn OH, guaranteed credit approval Troy OH, used car buying Xenia OH, easy credit approvals Trotwood, new credit truck financing Riverside OH, fast approval car loans New Carlisle OH, used SUV dealership Dayton OH, used cars Vandalia, affordable vehicles Montgomery County Ohio.

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(937) 908-9800

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WHY CHOOSE ADVANTAGE CAR & CREDIT?

WE JUST CARE MORE!

Better Vehicle Selection

We start with better vehicles then most other Buy Here, Pay Here dealers and then we spare no expense in reconditioning them. Our mechanics put each vehicle through an extensive inspection and fix what they find wrong, period.

With 7 locations in the Miami Valley, all crammed full of late model cars, trucks and vans we’re sure to have a vehicle you’ll love to own just a short drive away!

Better Vehicle Selection

We start with better vehicles then most other Buy Here, Pay Here dealers and then we spare no expense in reconditioning them. Our mechanics put each vehicle through an extensive inspection and fix what they find wrong, period.

With 6 locations in the Miami Valley, all crammed full of late model cars, trucks and vans we’re sure to have a vehicle you’ll love to own just a short drive away!

Lifetime Powertrain Warranty

Think about it- Would we sell you a bad car if we knew we had to stand by it forever? We offer a lifetime- and we mean lifetime- limited powertrain warranty on every vehicle we sell. Buy from us and you're covered for life! It doesn't matter if it's been a year or ten years since you've bought your car- we stand behind what we sell!

Lifetime Powertrain Warranty

Think about it- Would we sell you a bad car if we knew we had to stand by it forever? We offer a lifetime- and we mean lifetime- limited powertrain warranty on every vehicle we sell. Buy from us and you're covered for life! It doesn't matter if it's been a year or ten years since you've bought your car- we stand behind what we sell!

Fast & Easy Financing

Whether you need credit for the first time, or you’re trying to rebuild your credit, we can help. Advantage Car & Credit and its affiliates have an exclusive arrangement with our finance company. This means that we can offer you fast credit approval with low down payments and weekly payments that fit into most any budget. It’s almost like we own the bank! Beginning the first month you are with us, your payment history will be reported to TransUnion, a major credit bureau. This means you can start establishing or rebuilding your credit right away.

Fast & Easy Financing

Whether you need credit for the first time, or you’re trying to rebuild your credit, we can help. Advantage Car & Credit and its affiliates have an exclusive arrangement with our finance company. This means that we can offer you fast credit approval with low down payments and weekly payments that fit into most any budget. It’s almost like we own the bank! Beginning the first month you are with us, your payment history will be reported to TransUnion, a major credit bureau. This means you can start establishing or rebuilding your credit right away.

Service After the Sale

Our full service garage is available, at a discount, to our customers for all of their maintenance and service needs. You’ll never have to worry about finding a reliable and honest mechanic again.

Let’s be honest, no matter how great a car is when you purchase it, unforeseen breakdowns can occur, and they can be costly. There’s no need to worry. At Advantage Car & Credit, no matter what year, make, model, or mileage vehicle you chose, we have a service protection plan available to protect your investment!

Service After The Sale

Our full service garage is available, at a discount, to our customers for all of their maintenance and service needs. You’ll never have to worry about finding a reliable and honest mechanic again.

Let’s be honest, no matter how great a car is when you purchase it, unforeseen breakdowns can occur, and they can be costly. There’s no need to worry. At Advantage Car & Credit, no matter what year, make, model, or mileage vehicle you chose, we have a service protection plan available to protect your investment!

DON'T TAKE OUR WORD FOR IT...

WE HELP GOOD PEOPLE JUST LIKE YOU!

*Enter to win a grand prize of $5,000 to be awarded on or about September 15, 2025.

Sweepstakes open to legal residents of Ohio, age 18 or older and ends August 31, 2025. No purchase is necessary. A purchase will not increase your chances of winning. Enter by purchasing a test-driving vehicle from Advantage Car & Credit, 1230 E Main St. Xenia, OH 45385 or its affiliated dealerships. You can also enter online or by mail as described more fully in the Official Rules. Limit one online entry per sweepstakes and one mail-in entry per person per day. See the Official Rules here. Sweepstakes is void where prohibited. Sponsor: Advantage Car & Credit, 82 N. Allison Ave. Xenia, OH 45385.

* $500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit.

Phone: (937) 908-9800

Email: sales@AdvantageCarAndCredit.com

SALES

Mon:	10:00am - 6:00pm
Tue:	10:00am - 6:00pm
Wed:	10:00am - 6:00pm
Thu:	10:00am - 6:00pm
Fri:	10:00am - 6:00pm
Sat:	10:00am - 4:00pm
Sun:	Closed

Browse Inventory

CUSTOMER SERVICE

Mon:	9:00am - 5:00pm
Tue:	9:00am - 5:00pm
Wed:	9:00am - 5:00pm
Thu:	9:00am - 5:00pm
Fri:	9:00am - 5:00pm
Sat:	Closed
Sun:	Closed

Warranty Portal

Advantage Auto Group, Inc. BBB Business Review

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$500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit. Used BHPH Cars, Bad Credit, No Credit, New Credit Car Loans Greene County, Montgomery and Clark County Ohio. Advantage Car and Credit is a bad credit used car dealer in Xenia OH, Serving Fairborn OH, Dayton OH, Springfield OH, Kettering OH, Beavercreek OH, Huber Heights OH, Troy OH, Centerville OH, Trotwood OH, Miamisburg OH, Springboro OH, Vandalia OH, Washington Court House OH, Englewood OH, as well as Clayton OH. Do you have: Bruised Credit? Bad Credit? No Credit? Let our experienced team of no-credit in-house auto finance specialists get you approved fast!!! We Finance!! Apply online now!! We also offer West Carrollton City used cars for sale, as well as the communities of Wilmington Ohio, Franklin OH, Tipp City OH, and Hillsboro OH. Our inventory includes only the best-quality used cars, trucks, vans, SUVs, and crossovers. As the premiere Buy Here Pay Here auto dealer in Greene County, we can get you approved today. Advantage Car and Credit is a buy here, pay here dealership that sells used cars in Yellow Springs OH. Our job is to create satisfied used car customers in Fairborn and Xenia OH! Advantage Car and Credit stocks the best quality Buy Here Pay Here used cars at the lowest prices with the best deals in all of Sabina OH, Greene County, Jamestown OH, Fairborn, Xenia, Dayton, Springfield, and Kettering. Visit our dealerships, browse our online inventory, or give us a call to see the finest cars that all of Fairborn and Xenia have to offer. Advantage Car and Credit is a bad credit used car dealer in New Carlisle OH, Serving Vandalia OH, Dayton OH, Springfield OH, Kettering OH, Beavercreek OH, Huber Heights OH, Fairborn OH, New Carlisle OH, Trotwood OH, Xenia OH, Riverside OH, Vandalia OH, Centerville OH, Piqua OH, as well as Miamisburg OH. Do you have: Bruised Credit? Bad Credit? No Credit? Let our experienced team of no-credit in-house auto finance specialists get you approved fast!!! We Finance!! Apply online now!! We also offer Englewood OH used cars for sale, as well as the communities of Clayton Ohio, Troy OH, West Carrollton City OH, and Tipp City OH. Our inventory includes only the best-quality used cars, trucks, vans, SUVs, and crossovers. As the premiere Buy Here Pay Here auto dealer in Montgomery and Clark County, we can get you approved today. Advantage Car and Credit is a buy here, pay here dealership that sells used cars in Dayton OH. Our job is to create satisfied used car customers in New Carlisle and Vandalia OH! Advantage Car and Credit stocks the best quality Buy Here Pay Here used cars at the lowest prices with the best deals in all of Springfield OH, Montgomery and Clark County, Kettering OH, Beavercreek, Huber Heights, Fairborn, New Carlisle, and Vandalia. Visit our dealerships, browse our online inventory, or give us a call to see the finest cars that all of Riverside and Centerville have to offer. Advantage Car and Credit is a bad credit used car dealer in Moraine OH, Serving Riverside OH, Dayton OH, Kettering OH, Beavercreek OH, Huber Heights OH, Fairborn OH, Trotwood OH, Xenia OH, Riverside OH, Moraine OH, Centerville OH, Miamisburg OH, Springboro OH, Vandalia OH, as well as Englewood OH. Do you have: Bruised Credit? Bad Credit? No Credit? Let our experienced team of no-credit in-house auto finance specialists get you approved fast!!! We Finance!! Apply online now!! We also offer Clayton OH used cars for sale, as well as the communities of West Carrollton City Ohio, Franklin OH, Tipp City OH, and Dayton OH. Our inventory includes only the best-quality used cars, trucks, vans, SUVs, and crossovers. As the premiere Buy Here Pay Here auto dealer in Montgomery County, we can get you approved today. Advantage Car and Credit is a buy here, pay here dealership that sells used cars in Kettering OH. Our job is to create satisfied used car customers in Moraine and Riverside OH! Advantage Car and Credit stocks the best quality Buy Here Pay Here used cars at the lowest prices with the best deals in all of Beavercreek OH, Montgomery County, Huber Heights OH, Fairborn, Trotwood, Xenia, Riverside, and Moraine. Visit our dealerships, browse our online inventory, or give us a call to see the finest cars that all of Centerville and Miamisburg have to offer.

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