Advantage Car and Credit - Used Car Dealer in Clark County, Greene County and Montgomery County Ohio providing bad credit auto loans for quality used and pre-owned cars, trucks, vans, SUVs, and crossovers for customers near Fairborn, Moraine, New Carlisle, Riverside, Vandalia and Xenia OH, BHPH car financing Dayton OH, affordable used vehicle sales in Springfield OH, no credit auto loans Kettering, low down payments Beavercreek OH, no credit check approvals Huber Heights OH, in-house car financing Fairborn OH, guaranteed credit approval Troy OH, used car buying Xenia OH, easy credit approvals Trotwood, new credit truck financing Riverside OH, fast approval car loans New Carlisle OH, used SUV dealership Dayton OH, used cars Vandalia, affordable vehicles Montgomery County Ohio.

Get Your Down Payment Back

We have Down Payment Reimbursement because we care more!

Not only are our rates flexible, but we also wanted to find a way to reward our good-paying customers at the end of their loans. That’s why we introduced our down payment reimbursement feature. All you have to do is pay your car off as agreed without missing payments, and we will give you your down payment back up to $2,000. It’s as easy as that.

This is just one of the many ways that Advantage Car & Credit is dedicated to providing you with the easiest, low-pressure, hassle-free automobile shopping experience possible. Plus, we want your great experience to continue after the sale by providing you with a safe, reliable, and great-looking car, van, or truck you can be proud of.

Also, should your vehicle ever need service, we have a fully staffed service garage with discounted rates at your disposal.

The bottom line . . . don’t let your credit challenges stop you from getting the great car you deserve. At Advantage Car & Credit, we understand this economy has caused many good people to lose their good credit.

Let us help you with both a great ride AND the ability to rebuild your good credit.

*Enter to win a grand prize of $5,000 to be awarded on or about August 15, 2026.

Sweepstakes open to legal residents of Ohio, age 18 or older and ends July 31, 2026. No purchase is necessary. A purchase will not increase your chances of winning. Enter by purchasing or test driving a vehicle from Advantage Car & Credit, 1230 E Main St. Xenia, OH 45385 or its affiliated dealerships. You can also enter online or by mail as described more fully in the Official Rules. Limit one online entry per sweepstakes and one mail-in entry per person per day. See the Official Rules here. Sweepstakes is void where prohibited. Sponsor: Advantage Car & Credit, 82 N. Allison Ave. Xenia, OH 45385.

* $500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit.

Phone: (937) 908-9800

Email: sales@AdvantageCarAndCredit.com

SALES

Mon:	10:00am - 6:00pm
Tue:	10:00am - 6:00pm
Wed:	10:00am - 6:00pm
Thu:	10:00am - 6:00pm
Fri:	10:00am - 6:00pm
Sat:	10:00am - 4:00pm
Sun:	Closed

Lun:	10:00am - 6:00pm
Mar:	10:00am - 6:00pm
Mié:	10:00am - 6:00pm
Jue:	10:00am - 6:00pm
Vie:	10:00am - 6:00pm
Sáb:	10:00am - 4:00pm
Dom:	Cerrado

Browse Inventory

CUSTOMER SERVICE

Mon:	9:00am - 5:00pm
Tue:	9:00am - 5:00pm
Wed:	9:00am - 5:00pm
Thu:	9:00am - 5:00pm
Fri:	9:00am - 5:00pm
Sat:	Closed
Sun:	Closed

Lun:	9:00am - 5:00pm
Mar:	9:00am - 5:00pm
Mié:	9:00am - 5:00pm
Jue:	9:00am - 5:00pm
Vie:	9:00am - 5:00pm
Sáb:	Cerrado
Dom:	Cerrado

Warranty Portal

Advantage Auto Group, Inc. BBB Business Review

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$500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit. Used BHPH Cars, Bad Credit, No Credit, New Credit Car Loans Greene County, Montgomery and Clark County Ohio. Advantage Car and Credit is a bad credit used car dealer in Xenia OH, Serving Fairborn OH, Dayton OH, Springfield OH, Kettering OH, Beavercreek OH, Huber Heights OH, Troy OH, Centerville OH, Trotwood OH, Miamisburg OH, Springboro OH, Vandalia OH, Washington Court House OH, Englewood OH, as well as Clayton OH. Do you have: Bruised Credit? Bad Credit? No Credit? Let our experienced team of no-credit in-house auto finance specialists get you approved fast!!! We Finance!! Apply online now!! We also offer West Carrollton City used cars for sale, as well as the communities of Wilmington Ohio, Franklin OH, Tipp City OH, and Hillsboro OH. Our inventory includes only the best-quality used cars, trucks, vans, SUVs, and crossovers. As the premiere Buy Here Pay Here auto dealer in Greene County, we can get you approved today. Advantage Car and Credit is a buy here, pay here dealership that sells used cars in Yellow Springs OH. Our job is to create satisfied used car customers in Fairborn and Xenia OH! Advantage Car and Credit stocks the best quality Buy Here Pay Here used cars at the lowest prices with the best deals in all of Sabina OH, Greene County, Jamestown OH, Fairborn, Xenia, Dayton, Springfield, and Kettering. Visit our dealerships, browse our online inventory, or give us a call to see the finest cars that all of Fairborn and Xenia have to offer. Advantage Car and Credit is a bad credit used car dealer in New Carlisle OH, Serving Vandalia OH, Dayton OH, Springfield OH, Kettering OH, Beavercreek OH, Huber Heights OH, Fairborn OH, New Carlisle OH, Trotwood OH, Xenia OH, Riverside OH, Vandalia OH, Centerville OH, Piqua OH, as well as Miamisburg OH. Do you have: Bruised Credit? Bad Credit? No Credit? Let our experienced team of no-credit in-house auto finance specialists get you approved fast!!! We Finance!! Apply online now!! We also offer Englewood OH used cars for sale, as well as the communities of Clayton Ohio, Troy OH, West Carrollton City OH, and Tipp City OH. Our inventory includes only the best-quality used cars, trucks, vans, SUVs, and crossovers. As the premiere Buy Here Pay Here auto dealer in Montgomery and Clark County, we can get you approved today. Advantage Car and Credit is a buy here, pay here dealership that sells used cars in Dayton OH. Our job is to create satisfied used car customers in New Carlisle and Vandalia OH! Advantage Car and Credit stocks the best quality Buy Here Pay Here used cars at the lowest prices with the best deals in all of Springfield OH, Montgomery and Clark County, Kettering OH, Beavercreek, Huber Heights, Fairborn, New Carlisle, and Vandalia. Visit our dealerships, browse our online inventory, or give us a call to see the finest cars that all of Riverside and Centerville have to offer. Advantage Car and Credit is a bad credit used car dealer in Moraine OH, Serving Riverside OH, Dayton OH, Kettering OH, Beavercreek OH, Huber Heights OH, Fairborn OH, Trotwood OH, Xenia OH, Riverside OH, Moraine OH, Centerville OH, Miamisburg OH, Springboro OH, Vandalia OH, as well as Englewood OH. Do you have: Bruised Credit? Bad Credit? No Credit? Let our experienced team of no-credit in-house auto finance specialists get you approved fast!!! We Finance!! Apply online now!! We also offer Clayton OH used cars for sale, as well as the communities of West Carrollton City Ohio, Franklin OH, Tipp City OH, and Dayton OH. Our inventory includes only the best-quality used cars, trucks, vans, SUVs, and crossovers. As the premiere Buy Here Pay Here auto dealer in Montgomery County, we can get you approved today. Advantage Car and Credit is a buy here, pay here dealership that sells used cars in Kettering OH. Our job is to create satisfied used car customers in Moraine and Riverside OH! Advantage Car and Credit stocks the best quality Buy Here Pay Here used cars at the lowest prices with the best deals in all of Beavercreek OH, Montgomery County, Huber Heights OH, Fairborn, Trotwood, Xenia, Riverside, and Moraine. Visit our dealerships, browse our online inventory, or give us a call to see the finest cars that all of Centerville and Miamisburg have to offer.

$500 de enganche – nada más. 54 pagos mensuales de $27.82 por cada $1000 financiados. Tasa de Porcentaje Anual (APR) del 19.9%. Solo vehículos seleccionados. Con crédito aprobado. Autos Usados BHPH, Mal Crédito, Sin Crédito, Préstamos para Crédito Nuevo en los Condados de Greene, Montgomery y Clark, Ohio. Advantage Car and Credit es un concesionario de autos usados especializado en mal crédito, ubicado en Xenia, OH, y que atiende a Fairborn OH, Dayton OH, Springfield OH, Kettering OH, Beavercreek OH, Huber Heights OH, Troy OH, Centerville OH, Trotwood OH, Miamisburg OH, Springboro OH, Vandalia OH, Washington Court House OH, Englewood OH, así como Clayton OH ¿Tiene crédito dañado? ¿Mal crédito? ¿Sin historial de crédito? ¡Permita que nuestro equipo experimentado de especialistas en financiamiento interno sin crédito lo apruebe rápidamente! ¡Nosotros financiamos! ¡Solicite en línea ahora! También ofrecemos autos usados en venta en West Carrollton City y servimos a las comunidades de Wilmington OH, Franklin OH, Tipp City OH y Hillsboro OH. Nuestro inventario incluye solo autos usados, camionetas, vans, SUVs y crossovers de la mejor calidad. Como el principal concesionario Buy Here Pay Here en el Condado de Greene, podemos aprobarlo hoy mismo. Advantage Car and Credit es un concesionario “compre aquí, pague aquí” que vende autos usados en Yellow Springs OH. ¡Nuestro trabajo es crear clientes satisfechos en Fairborn y Xenia OH! Advantage Car and Credit ofrece los autos usados Buy Here Pay Here de mejor calidad a los precios más bajos y con las mejores ofertas en todo Sabina OH, Greene County, Jamestown OH, Fairborn, Xenia, Dayton, Springfield y Kettering. Visite nuestras sucursales, explore nuestro inventario en línea o llámenos para descubrir los mejores autos que Fairborn y Xenia tienen para ofrecer. También atendemos a New Carlisle OH, Vandalia OH, Riverside OH, Piqua OH y más, ofreciendo aprobación rápida para quienes tienen crédito dañado o sin historial crediticio. ¡Solicite en línea hoy mismo y maneje su nuevo vehículo con Advantage Car and Credit!

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Get Your Down Payment Back

Recupere Su Pago Inicial

We have Down Payment Reimbursement because we care more!

¡Tenemos Reembolso del Pago Inicial porque nos importa más!

*Enter to win a grand prize of $5,000 to be awarded on or about August 15, 2026.

* $500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit.

*Participa para ganar un gran premio de $5,000 que se otorgará aproximadamente el 15 de agosto de 2026.

* $500 de pago inicial – nada más. 54 pagos mensuales de $27.82 por cada $1,000 financiados. Tasa de porcentaje anual (APR) del 19.9%. Solo vehículos seleccionados. Con crédito aprobado.

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