Get Approved.
Choose Your Vehicle .
We'll Handle The Rest.
Get approved online to view vehicle options that match your budget, then choose pickup or delivery from one of our 8 Miami valley locations.
8 Dealership
Locations
Conveniently located across the Miami Valley.
Delivery Up to
90 Miles
Straight to Your Driveway or Pickup in Store.
Lifetime Powertrain Warranty
Included On Every Financed Vehicle
3 Day Exchange
Program
Don't Like It? Switch It! Find Out More!
Get Approved and Drive in 3 Simple Steps
Apply for Pre-Approval
Complete the quick form to get started and see your options.
Choose Your Vehicle
Shop our inventory and find the car, truck, SUV, or van that fits your budget.
Pick Up or Delivery
Finish the process and pick up your vehicle, or ask about delivery options.
Shop By Type
Browse our wide selection of inspected and reliable used vehicles. From fuel-efficient cars to spacious SUVs, we stock options to fit your lifestyle and budget so you can shop with confidence.
Why Choose -
Advantage Car & Credit?
Shop and buy your next vehicle online or stop in— the choice is yours.
Lifetime Powertrain Warranty
Drive with long term confidence.
Every vehicle comes with a Lifetime Powertrain Warranty.
Skip the Dealership Guesswork
Get approved online in minutes.
Know your options before you walk in.
Select Home Delivery
Convenient. Easy. Delivered to You.
We’ll bring your vehicle right to your driveway.
8 Valley Locations
Convenient. Local. Here for You.
Reserve online and pick up at the location that’s most convenient for you or stop in and shop our inventory.
Vehicles You'll Love
Find Your Nearest Advantage Car & Credit Locations
Advantage Car & Credit - Fairborn, OH
Advantage Car & Credit - Moraine, OH
Advantage Car & Credit - New Carlisle, OH
Advantage Car & Credit - Riverside, OH
Advantage Car & Credit - Troy, OH
Advantage Car & Credit - Vandalia, OH
Advantage Car & Credit - Piqua, OH
Advantage Car & Credit - Xenia, OH
Why Choose Advantage Car & Credit?
For years, Advantage Car & Credit has helped drivers get approved and back on the road with reliable used vehicles and flexible Buy Here Pay Here financing.
Flexible Payment Options
Financing plans tailored to fit your budget and income.
Fast Pre-Approvals
Get pre-approved in minutes, not days.
Local & Trusted
A local dealership committed to honest service and real support.
The Advantage Car & Credit Benefits
Trusted Vehicle Inspection
Every vehicle goes through a professional inspection process to help ensure quality, safety, and reliability before it’s offered for sale.
Fast & Easy Approvals
Get pre-approved online in minutes and understand your options before you shop. Icon: Stopwatch
Credit-Friendly Financing
We work with all credit types, including no credit and past challenges, to help you move forward
Affordable Down Payments
Down payment options designed to fit real budgets and real-life situations.
Job Loss Protection
Qualifying in-house financing customers may receive added payment support if unexpected job loss occurs.
Customer Service Advocate
Personal support from a local team member before, during, and after your purchase.
Get Your Down Payment Back
Learn about qualifying programs that may return your down payment.
Buy Online In 3 Easy Steps
Get Approved
Complete Online Application
Digital Showroom
See vehicles that fit your approval
Final Step
Choose delivery or pickup and finish the deal
Quicks Links
Get In Touch
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